The entrenched statutory framework of the Federal Reserve Act, combined with its established role in conducting monetary policy and maintaining financial stability, drives the strong trader consensus against abolition before 2027. Repeal would require passage of new legislation through both chambers of Congress and presidential approval, a threshold unmet by the limited proposals introduced in the current session. Recent Supreme Court rulings have further reinforced the institution's distinct independence from at-will executive removal, distinguishing it from other agencies. Realistic shifts could arise from an acute financial crisis prompting emergency reforms or a rare alignment of congressional majorities favoring structural overhaul, though both remain distant prospects given ongoing focus on rate decisions, inflation management, and leadership transitions.